The Title Wizard is proud to work with real estate attorneys and lenders in North and South Carolina to provide title insurance products and services to buyers and lenders in both residential and commercial real estate transactions.
Back Policy Search
Using a title insurance policy from a previous transaction on the same property can save you both time and money. Back policies help attorneys reduce the amount of time spent searching public records by limiting the search period. Prior policies that meet certain criteria can qualify for a premium discount. In North Carolina, policies for the same property that are less than 15 years old (10 years in South Carolina) can offer discounts of up to 50% off the standard premium rate for your transaction.
Residential
Residential title insurance plays a crucial role in protecting homeowners and lenders from unexpected issues that could arise with your property ownership. Working with a reputable title company along side a reputable real estate attorney ensures that the process goes smoothly, and the buyer’s investment is safeguarded. If you’re considering buying property in North Carolina, it’s important to understand the nuances of title insurance, the costs involved, and the steps required to ensure a clean title before finalizing your transaction.
Commercial
Commercial title insurance operates similarly to residential title insurance, but it’s tailored to the complexities and risks associated with commercial real estate transactions. Given the larger scale and more demanding legal considerations of commercial properties, commercial title insurance often requires a more detailed process, requiring a high level of experience to manage effectively. We’re equipped to offer you the best possible service, giving you the peace of mind you deserve, knowing that if a title issue does surface, you’re covered.