Homeowners/Homebuyers
Buying, selling or Refinancing your home? The Title Wizard is here to protect you and your investment.
Why Us?
We're a locally owned and operated title insurance company located in the heart of Charlotte, North Carolina. Ask your agent about using The Title Wizard for your residential title insurance policy!
Did you just receive your title insurance policy?
Put it somewhere safe so you can find it in the future. The document you received contains important information for who to contact in case there are questions about your title or if any title issues arise, as well as your policy number, vesting information, amount of insurance, and exceptions to coverage. Most homeowners will never need to refer back to their title documents after closing, but it is better to have it handy, just in case! Lost your copy? Don't fear! Give us a call or shoot us an email. We'll send you a copy.
Think you have a claim?
If someone has made a claim or placed a lien on your property and it isn't listed as an exception in your title policy, you likely have a valid claim. First, take a deep breath-there's no need to panic! This is exactly what title insurance is for. Grab your policy and review it to understand how and where to send notice of the claim; typically, you'll need to send a certified letter to your title company. It's essential to notify your title company as soon as possible about any claims on your title. Once they're aware of the situation, they jump into action. Most title issues can be resolved quickly, and if things are more complicated and require legal action, you're protected from financial loss. Title claims are rare, and we're here to support you through every step of the process. No matter how big or complex the issue, you've got our title experts on your side.
Paralegals
We understand the pressure and tight deadlines you're facing, and we know how important it is to get things done quickly and done right the first time. We're here to help make that happen.
Fast, Friendly, And Reliable Title Services
If you are already working with us, a big, big thank you! If you are considering a new title company and want to give us a chance by sending over a preliminary opinion or prior policy request, I urge you to find out just how quick and friendly we are. Our prior policy requests are typically handled within 5 minutes and title commitments within 30 minutes or less. For final title policies, our turn around time is typically the same business day as receipt of your final title opinion and premium payment.
We understand the stress and importance of the deadlines you face in the real estate closing business and want to work with you to ensure your needs are met. We thoroughly examine every situation and when necessary, we involve legal counsel to get you the correct information as quickly as possible.
Get In Touch
The quickest way to get in touch with us is thru email Orders@thetitlewizard.com, or you can give us a call at 704-765-9618, and we will get right in touch.
Attorneys
You will appreciate working with our small but mighty team! When it comes to the title business, Maria and Lee have seen and handled it all, so they are ready for whatever challenges come their way.
Always On Standby And Ready To Assist
Closings do not always take place between 9 am and 5 pm, and the title problems that arise certainly do not restrict themselves to your typical 9-5 timeframe! Although our business hours are from 8:00am to 5:00pm, we are always on standby and ready to assist in whatever capacity possible. Need help after hours? Not a problem! Just shoot us an email with an urgent headline, we'll get right back to you!
Need A RUSH Commitment? Shoot It Our Way.
For your standard transaction, we'll get a binder back to you in 20 minutes.
Speed With Accuracy
Although we pride ourselves on how speedy we are, we refuse to sacrifice accuracy for speed. We thoroughly examine every situation and involve legal counsel when necessary, to get you the most accurate information as quickly as possible.
Realtors
Title insurance companies play a crucial role in helping Realtors by ensuring that the property title is clear of any issues that could affect the sale, in turn putting your closing at risk.
Problem Resolution
If any title issues arise, we will work to resolve them, helping Realtors navigate any complications that might come up during the transaction. This ensures the deal can proceed smoothly.
Professional Guidance
We offer expert advice on title-related matters, guiding Realtors on how to handle complex issues or navigate unique situations in real estate transactions.
Efficiency And Timeliness
We help ensure that all processes are completed on time, reducing delays in closings and helping Realtors keep their clients happy and transactions on track.
Secure, Smooth, & Confident Closings
By partnering with title insurance companies, Realtors can ensure their transactions are secure, smooth, and efficient, giving them and their clients confidence throughout the process.
Lenders
We provide essential support to lenders during real estate transactions in several important ways, giving them confidence that their investment is secure and helping facilitate smooth transactions.
Problem Resolution
If title issues are identified during the transaction, we work to resolve them, ensuring that the lender's interests are protected and minimizing the risk of title defects affecting the loan.
Legal and Compliance Assistance
We help lenders ensure all legal and regulatory requirements are met, providing guidance on necessary documentation and compliance throughout the transaction.
Protection from Financial Loss
If a claim or title issue arises post-closing (e.g., an undisclosed lien), the lender's title insurance policy will cover the financial losses, up to the policy amount, protecting the lender from potential legal expenses and lost funds.
Bottom line, you need a title company and partner who understands your needs.
In North Carolina, there are many trusted title companies and real estate attorneys who help ensure the title is clear and handle the process efficiently. By purchasing title insurance, you are working with professionals who have extensive knowledge of local laws and regulations and are there to guide you through the complexities of the transaction.